Terms of Service

1Agreement to These Terms

By reaching the public pages of this site, by sending an enquiry through the contact form, by telephoning the listed number or by entering into any paid engagement you agree to be bound by these Terms of Service. If you do not accept these terms in full, please stop using the contact channels and do not send personal or business information through the forms.

These terms apply each time anyone uses the site, regardless of whether that person later becomes a client. Browsing behaviour, an enquiry and an engagement each sit under this same framework, although the parts about fees and work product only begin to apply once paid work is actually agreed.

The organization reserves the right to manage the site in its own interest and to decline an enquiry for any lawful reason. Nothing on these pages creates an obligation to take on a piece of work, and a potential client has no claim simply because an enquiry was answered or a call was returned.

2The Organization Behind the Site

The site and the services described on it belong to and are the responsibility of BHTM INVESTMENTS LLC, a limited liability company registered and operating in the United States. Its principal place of business is recorded as 1398 W 450 S, Syracuse - 84075-8139, United States (US).

The developer brand associated with the platform is BHTMInvest, and that name identifies the design and research team that prepares the systems and documentation shown on the services pages. Where these terms refer to the organization, us or our company, the contracting entity is BHTM INVESTMENTS LLC at the address above, and correspondence should follow the channel on the contact page.

The direct enquiry channels for this organization are the email at reply@bhtminvest.lat and the telephone line at +14849227209. Any term in this document that names a party should be read against that registered entity, and any legal notice under these terms should be addressed to BHTM INVESTMENTS LLC.

3Changes to the Terms

The organization may revise these Terms of Service from time to time to reflect a change in the services, a change in the law or a change in operating practice. Each revision is published on this page in place of the earlier text, and the last-scheduled date at the top of the document is updated so readers can see at a glance how current the version is.

Where an update changes a service already under a signed engagement, the signed terms for that engagement take priority for the duration of that contract, and the change applies at the point of renewal unless the client agrees otherwise. Changes of a purely administrative nature, such as a corrected address or a clarified process description, take effect on publication.

Continued use of the site after a revised version has been posted counts as acceptance of the new terms for all activity from that moment forward. A user who does not accept the revised version should stop using the contact channels and should note that an existing engagement continues under its signed terms.

4Services and Nature of the Work

The professional service the organization provides is computer systems design for private investment research and portfolio data. In everyday terms this covers the building and care of aggregation feeds, research note repositories, deal flow boards, risk snapshot dashboards, investor letter automation and market data pipeline integration, all described in fuller detail on the services pages.

Each engagement is bespoke. The organization does not sell a shrink-wrapped product to the public; it designs, configures and runs systems to the shape of a single client. That means the precise scope, files, software, hosting choices and reporting cadence for any job are set in an individual statement of work, not assumed by these general terms.

Where a general term in this document meets a specific term in a signed statement of work, the signed statement wins for that engagement. Where a signed statement is silent on a point, these Terms of Service fill the gap, and where neither addresses a point, the reasonable course that a careful professional would take should guide the parties.

The outcome of any work is a record-keeping and reporting tool that supports the way a client already thinks about its portfolio. The tool does not take investment decisions and does not manage client money or custody assets on its own; those responsibilities remain with the client and its own authorised parties.

5No Advice and No Solicitation

Nothing on this site is investment advice. The pages describe how the organization helps a group keep a legible research record; they do not recommend any security, any manager, any allocation or any transaction, and they must not be read as a promise of profit or of protection from loss.

The site does not solicit a visitor to buy or sell a financial instrument and does not invite anyone to transfer assets into its hands for safekeeping. The organization is a systems and data delivery partner, not an investment manager, a broker, a custodian or an adviser within the meaning of any financial regulation, unless a fully separate written agreement expressly creates that role.

A reader who relies on any description on this site to make a financial decision does so at their own risk. Where a reader is unsure whether a given action is suitable, that reader should obtain independent professional advice before acting, and no statement made in the prose on this site should be treated as a substitute for such advice.

6Engagement and Statements of Work

A paid engagement begins when both parties sign a statement of work or an engagement letter that names the client, the work, the fee and the schedule. A verbal request, an email description or even a completed preliminary assessment does not of itself bind either party to a full project unless a later signed document says it does.

The normal path runs through the assessment described on the site. A principal sends an enquiry, the organization reviews the records the principal chooses to share, and the parties then agree a statement of work setting out what will be built, what records will move, who will own each part of the maintenance and what the whole job will cost.

Each statement of work should set out assumptions the client agrees to, such as the quality of the source files and the level of access needed. If an assumption turns out to be wrong, the organization will flag it early and both parties will agree an adjustment rather than let work drift past an agreed scope. Any change in scope is handled either through this document as a variation or through a fresh statement, and is not treated as unpaid extra work.

7Fees, Invoicing and Payment

Fees for any piece of work are set out in the statement of work or the engagement letter that governs it. Where no fixed price is stated, work is charged on the time-and-materials basis described in that document, recorded against a written task log the client can inspect on request.

Invoices are raised at the points the engagement letter describes. Unless a term in the signed document adjusts the period, an invoice is payable within the number of days stated there, and late payment may attract any lawful interest allowed under the governing law described near the end of these terms.

Where a client delays or stops the project for reasons on its side, the organization is entitled to fees for work properly performed up to the point of the delay, plus reasonable cancellation terms that the signed document sets out. Where work is stopped because of a fault squarely on the side of the organization, the parties will agree a fair credit rather than charge for unusable output.

All amounts are quoted and settled in United States dollars unless the signed document names another currency. Tax obligations that apply to the performance of the service are the responsibility of the party that the applicable law places them on, and no fee on the site should be read as including any tax that the law separately requires a party to collect or to pay.

8Rights in the Work Product

Because every engagement is bespoke, ownership of the finished output turns on what the signed statement of work says. In a typical engagement the client receives a durable right to use the delivered systems and documentation for its own business, including the right to modify them internally, once the fee is settled in full.

The organization retains ownership of the general methods, architecture patterns, configuration notes and reusable building blocks it developed across its practice, and of any pre-existing tools it licensed in. A delivery that incorporates those general assets does not transfer ownership of them; it transfers a working system the client is entitled to keep running.

Where a client wishes to licence a general asset beyond its own use, to publish an arrangement across its own other entities, or to sell a built tool to a third party, a separate documented agreement is required. No such permission is implied by the fact that the tool was built for the client, and the client agrees not to represent otherwise to anyone else.

9Data You Provide

A client may share portfolio records, valuation files, research notes and correspondence so that the organization can design and run the requested systems. The client asserts and agrees that it holds the rights and the permissions needed to provide that information for this purpose, and that providing it does not break any duty the client owes to its own members, institutions or regulators.

The organization treats the information it sees as belonging to the client. It will not use client source files for any purpose other than the delivery and care of the agreed service, will not sell them and will not expose them to outside parties except where an explicit term, the security rules or the Privacy Policy allow. Destruction or return of client data at the end of an engagement follows the statement of work, and the client may always ask what data is held and how it is protected.

This paragraph does not give the organization ownership of client data; it grants only the limited rights needed to perform the job. Any client retention schedule that the law or the client itself imposes remains the responsibility of the client as the data owner.

10Confidentiality

Both the organization and a client may see information that is commercially sensitive: strategy notes, valuation assumptions, member lists and system access details qualify as confidential in the ordinary course of this work. Both parties agree to protect confidential information with the same care they use for their own, and to use it only for the agreed purpose.

Confidential information does not include material that is already public, that later becomes public without fault, that a party received lawfully from a third party, or that a party is required to release by law or by a regulator. Where the law forces disclosure, the disclosing party will give the other reasonable advance notice where that is lawful so that a protection order can be sought.

The obligations of confidentiality survive the end of any engagement by a reasonable period that the signed document sets out, and where the document is silent they survive while the information remains confidential in fact. A breach of confidentiality is treated as a serious matter and may amount to a repudiatory breach of the whole agreement.

11Acceptable Use of the Site

You agree to use this site only for lawful purposes and in no way that harms the site, its hosting, its visitors or the organization. You must not attempt to breach security, send hostile traffic, probe for weaknesses in a way that disrupts service, or use automated scraping tools to harvest content in bulk without written permission.

You must not place on the site, or route through the contact channels, anything unlawful, defamatory, threatening, obscene or infringing, and you must not impersonate another person or falsely claim an association with the organization. The organizations mailbox at reply@bhtminvest.lat and its phone line at +14849227209 are for genuine enquiries, and abusive or otherwise unlawful messages may be reported to the relevant authority.

The site may record security events where misuse is suspected, and the organization may block access for an address or a device that misbehaves. Nothing in this section limits any right the organization has to protect its systems or to seek a remedy under other law.

12Intellectual Property

The words, layout, colour scheme, charts and design on this site are the intellectual property of BHTM INVESTMENTS LLC, and the name BHTMInvest and the associated mark belong to the same owner. You may read and share the public pages for ordinary informational purposes, but you may not copy a substantial part of the site, resell the content or present it as your own.

Where the organization quotes a genuine reference or names an industry sector on the site, the underlying rights stay with their rightful owners and appear here only in a fair, descriptive way. Nothing on this site grants you any implied licence other than the right to view it privately, and any trademark or notice shown is used only to identify the owner of the mark.

You may cite a short excerpt from this site in your own professional writing provided you identify the organization as the source and link back to the page you quoted. Copying whole sections, mirroring the site or stripping the branding away is not permitted without prior written consent.

13Disclaimers

The site is provided on an as-is and as-available basis. The organization makes no warranty that the site will always be available, that it will never contain a fault, or that the information on it is complete, accurate or current for every reader at every moment. Research notes and service descriptions are kept in good order but may be corrected without notice as the practice evolves.

Descriptions of systems and of a typical working cadence are illustrative of how the organization works with its clients; they are not a guarantee of speed, of uptime or of any result in a particular investment. No claim of a specific performance outcome is made on this site, and none should be inferred from prose that talks about a disciplined record or an always-on observation shift.

Some pages may point to external addresses for practical reasons. The organization does not control those outside pages and accepts no responsibility for their content, their accuracy or their own handling of any information a visitor shares there. To the fullest extent the law allows, all implied warranties that would otherwise attach to the site are excluded.

14Limitation of Liability

To the fullest extent permitted by law, the aggregate liability of BHTM INVESTMENTS LLC to you for any claim arising from your use of this site, whether in contract, in tort or otherwise, will not exceed the amount you actually paid the organization through the site in the twelve months before the claim arose. Because the site itself involves no payment, that amount for ordinary browsing is nil.

Except where the law does not allow exclusion, the organization will not be liable for any indirect, incidental, special or consequential loss, including lost profit, lost data, wasted management time or loss of goodwill, whether or not it had been told that such loss was possible.

These limits apply to the fullest extent the law permits and do not apply where a party has deliberately caused harm or where a limitation is unenforceable. Nothing in this section excludes or limits liability for fraud, for death or personal injury caused by negligence, or for any other liability that the law does not permit to be limited.

For a paid engagement, the liability limits in this section operate as a floor and ceiling set by the signed statement of work, which commonly expresses a figure linked to the fees of the relevant engagement. Where a signed document sets a different ceiling, that figure governs that engagement in place of the general cap above.

15Indemnity

You agree to defend, indemnify and hold harmless BHTM INVESTMENTS LLC and its members, staff and contractors from and against any claim, loss, damage or expense that arises from your breach of these terms, your misuse of the site or your infringement of any third-party right while using the site.

This indemnity covers judgement sums, agreed settlements, legal fees and reasonable disbursements that result directly from the matters above. The indemnified party must give prompt notice of a claim, must allow the indemnifying party to control the defense with counsel of its choosing where the funding follows the obligation, and must not admit liability on behalf of the other without express consent.

An indemnity given by the organization toward a client, where any exists, is set out only in a signed statement of work and is not created by these general terms. Where a client asks the organization to stand behind a claim arising from the delivered system, that promise must appear in writing to take effect.

16Governing Law and Termination

These Terms of Service are governed by and interpreted under the laws of the State of Utah, United States, without regard to its conflict-of-law rules, for any matter connected with the use of this site that is not determined by a signed engagement. The parties submit to the exclusive jurisdiction of the competent federal and state courts covering the address of BHTM INVESTMENTS LLC for any such dispute.

Where a signed engagement names a governing law for the work itself, that clause governs the engagement, and this general clause governs the public site only. To the extent the two laws would describe a different result for activity that falls squarely inside a signed contract, the signed statement of work prevails over this paragraph.

The organization may suspend or terminate use of the site, and may decline to begin or to continue an engagement, where a lawful ground to do so arises, including where a party breaches these terms or where continuing would place the organization in conflict with the law. Termination of the site agreement does not cancel a signed engagement, which ends only under its own terms.

Provisions that are meant to survive the end of an agreement, including those on confidentiality, ownership of work product, limitation of liability, indemnity and governing law, continue to apply after the site use or the engagement has ended. Where any part of these terms is held unenforceable, the remainder stays in force and the unenforceable part is read down to the minimum extent needed.